Here it comes… Black Friday. The biggest shopping day that kicks off the biggest shopping season in recorded human history. Over the past few years, social media memes like this one have circulated calling for a holiday “Blackout” – an economic boycott intended to hit America in the pockets as a response to continued police…
Life is Better On A Budget – Tips Every Budgeter Needs to Know
A budget is an itemized summary of likely income and expenses for a given period. It helps you determine whether you can grab that bite to eat or should head home for a bowl of soup. It is typically created using a spreadsheet, and it provides a concrete, organized, and easily understood breakdown of how…
Part II: Your Credit Score and Why It’s Important
Last month you gained an understanding of the factors in determining your credit score. Now we’ll focus on how often your score changes, credit repair, when to pay off debt, and potential credit effects.
Your Credit Score and Why It’s Important
Previously, I’ve shared the importance of saving money to assist with getting started on the road to financial freedom and living within means without feeling too restricted. This month, I’ll be detailing the importance of your credit score and the factors that can impact your score. As a matter of fact, the topic of credit…